Top 9 Money-Making Apps in 2024

In today’s digital age, there are numerous opportunities to earn money using just your smartphone. Whether you’re looking to make some extra cash on the side or want to explore new avenues for income, there are several apps available that can help you achieve your financial goals. From taking surveys to selling unwanted items, these apps offer a variety of ways to earn money in a convenient and accessible manner.

One popular app for earning cash back on both in-store and online purchases is Ibotta. With over 2,000 supported retailers, Ibotta allows users to earn cash back on a wide range of products and services, including groceries, clothing, entertainment, and more. Users can add offers, submit receipts, link retailer loyalty accounts, or purchase retailer gift cards through the app to earn cash back. Payment options include PayPal, digital gift cards, or direct bank deposits. While Ibotta offers a quick turnaround for cash back on in-store purchases, users may need to accumulate a minimum balance before redeeming their earnings.

Another well-known app for earning cash back is Rakuten, formerly known as Ebates. Rakuten rewards shoppers with cash back on purchases from popular retailers, restaurants, and food delivery services. Users can also earn cash back on travel, gift cards, and more. By creating an account and shopping through the app, users can earn cash back on their purchases. Payment options include PayPal or a “Big Fat Check” sent out every three months. While Rakuten offers a wide range of stores and purchases eligible for cash back, users may need to reach a minimum cash-back balance before receiving payment.

For those interested in taking surveys, watching videos, playing games, or completing other tasks to earn rewards, Swagbucks is a popular choice. Users earn points, called “SB,” which can be redeemed for gift cards, prepaid Visa cards, or cash back to their PayPal account. Swagbucks offers various ways to earn rewards, with payments usually arriving within 10 business days after redemption. However, users may find that earning substantial money through Swagbucks requires a fair amount of time and effort, as tasks are valued at relatively low amounts.

Freelancers looking to offer their services can turn to platforms like Fiverr and Upwork. Fiverr is a freelancing marketplace that features gigs in over 200 categories, allowing sellers to set their prices and services. Upwork connects freelancers to gigs in writing, design, marketing, and other fields, with payment options including direct bank transfers, wire transfers, PayPal, and more. While Fiverr takes a percentage of earnings for each gig, Upwork charges a service fee and a 10% cut of earnings based on billed amounts.

Selling unwanted items is made easy with apps like OfferUp and Poshmark. OfferUp functions as a local marketplace for selling items, with the option to ship to buyers across the United States. Payment options include cash for local sales and deposits to debit cards or bank accounts for shipments. Poshmark specializes in selling clothes, accessories, and home decor, with payment options including check, PayPal, Venmo, and direct deposit. While OfferUp charges a service fee for shipments, Poshmark takes a commission for sales under $15 and a percentage for sales above $15.

For those looking to earn rewards for completing simple tasks, apps like Premise and Upside offer opportunities to share local insights and earn cash back on essential purchases. Premise rewards users for sharing information and photos on local events and activities, with payment options including PayPal, Bitcoin, and Payoneer. Upside provides cash back on gas, grocery, and restaurant purchases, with users earning rewards on everyday essentials. While Upside focuses on daily purchases, users may encounter technical issues with the app and receipt uploading process.

In conclusion, there are numerous apps available for those looking to earn money in a convenient and accessible way. Whether you’re interested in taking surveys, selling items, offering services, or earning cash back on purchases, these apps offer a variety of opportunities to supplement your income. By exploring different apps and finding the ones that best suit your skills and interests, you can start earning money right from your smartphone.